My new favorite trick. I have been using PIcasa (a wonderfully free program) for my collages - which has been great. BUT, the way Picasa stores photos and collages in the library and directory can be messy. Thanks to Pugly Pixel - I have discovered picmonkey. I highly recommend this website! It is a blast to play with, super easy to use with some great effects. You can do everything from simple edits on a photo ➺
...adding frames ➺
last of all - collages ➺
Have fun!